Private Mortgage

Private Mortgage

First Mortgage – no lender fees Stated Income 75% LTV No Lender fee Residential or Owner Occupied 8.75% – 9.95% rate Net Broker Fees of up to 5% shared 50-50 with your firm and MQCC Interest Only Payments available Credit Score is not a factor — so long as bad history can be explained sensibly. Major Areas and bedroom communities only please – visit...

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Self-employed?

Self-employed?

Theia Financial self-employed and equity only mortgage bases approvals primarily on the equity value of the home, rather than on credit worthiness. A home equity loan enables Canadians to turn that equity into cash. These funds can be used for many purposes such as: home renovations, purchasing investment property, paying for education, clearing off credit cards to lower overall borrowing costs,...

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Switch to alow rate mortgage for free.

Switch to alow rate mortgage for free.

Is your mortgage up for renewal? Are you wondering, is now a good time to early renew due to the current low rate environment? Are you looking to refinance your current mortgage to access equity? Most people take out a mortgage for a set term and make set payments until they receive a renewal letter just prior to the maturity date. Consider taking an active approach to reduce your mortgage...

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Private Mortgages up to 80%

Private Mortgages up to 80%

Introducing Private Mortgage Funds 1st mortgages – Up to 80% LTV – rates range from 6%-9% with a 1% lending fee. 2nd mortgages – Up to 85% LTV* – rates range from 11%-15% with a 2% lending fee or $1,000 Minimum. Only 1% fee on second mortgages at 75% LTV or less. * Higher LTV’s may be available on an exception basis. Lending Areas: Primarily in the GTA region, but...

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Realtor Mortgage

Realtor Mortgage

Realtors are our preferred customers. Theia Mortgages take special care offering high quality, comprehensive mortgage and financial advise to our Realtors offering a great range of benefits. When you register with Theia Mortgages Realtor support service and become our affiliate Realtor, you will receive comprehensive mortgage updates, personalised service & support for your buyers and FREE...

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95% LTV to Low Beacon Score

95% LTV to Low Beacon Score

While some banks are tightening their lending criteria for Home Equity Lines of Credit, Theia Financial is still offering up to 95% LTV to your low beacon, BFS and special circumstance clients. We take a common sense approach to lending. We offer Debt Consolidation, Equity Takeout, Purchase Assist, Bridge Loans and Commercial Mortgages. *Appraisals are paid by borrowers. Appraisals are directly...

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